Who can apply for the personal financing partners program?
Before learning how to apply for the personal financing partners program, it’s important to know that it works in two stages. First, the company registers as a D360 Bank partner at no cost. After that, employees gain access to the special financing conditions directly through the app.
On the employee side, financing is aimed at Saudi citizens in any sector, aged between 21 and 65 by the end of the contract. The minimum monthly salary is SAR 4,000, an amount that may vary by employer, and both active workers and retirees are eligible.
Requirements to get the personal financing partners program
✔️ Be a Saudi citizen, employed in any sector or retired
✔️ Be between 21 and 65 years old when the last installment is due
✔️ Have a monthly salary from SAR 4,000, which varies by employer
✔️ Work for a company registered in the program to get special rates
✔️ Apply through the D360 Bank app
✔️ No salary transfer, letters or documents required
A tip for you!
If you’re still unsure how to apply for the personal financing partners program, start by talking to your company’s HR department. The partner registration is done by the company itself and, without it, you’ll only have access to the standard conditions of D360 Bank’s personal financing.
If your company doesn’t participate yet, it’s worth presenting the program to the team in charge. Point out that joining brings no fees or commitments for the employer, and that the bank provides ready-made communication materials to promote the benefit internally.
Finally, before confirming the contract, use the app’s simulator to test different amounts and terms. Longer terms lower the installment but increase the total cost, so ideally the commitment should take up a comfortable share of your income.
What are the rates of the personal financing partners program loan?
D360 Bank states that its personal financing has an annual percentage rate (APR) starting from 4.49%. Employees of partner companies receive special profit rates, set according to the agreement with each company and the customer’s profile.
The bank highlights that there are no hidden fees and that the charges in its official fee schedule are subject to 15% VAT. That’s why it’s worth checking the total cost shown in the app before signing, paying attention to each installment, the chosen term and the final amount paid over the contract.
How to apply for the personal financing partners program?
For companies, understanding how to apply for the personal financing partners program is simple. Just contact D360 Bank through the email listed on the official page and request registration, with instant activation of the offer for the team.
Employees who want to know how to apply for the personal financing partners program need to download the D360 Bank app, open an account and go to the financing section. Then they choose the desired amount and term and complete everything digitally, within minutes and without visiting a branch.
Want to check all the details on how to apply for the personal financing partners program and see if your company is already a partner? Click the button below and visit the official product page.
