Requirements to apply for the Supplementary Islamic Riyad Bank
✔️ Minimum age of 18 for the additional cardholder, a criterion that also applies to the primary account holder
✔️ Compliance with Riyad Bank’s and SIMAH’s policies — SIMAH being Saudi Arabia’s credit bureau responsible for assessing applicants’ credit history (good credit history with SIMAH)
✔️ Being a Saudi national or resident (Saudi nationals and residents): Saudi and Gulf citizens provide a copy of their national ID, while foreign residents provide a valid Iqama (valid Iqama required) or passport
✔️ A salary certificate stating the start date of employment, for employment verification purposes, in the case of salaried applicants
Advice for you
Before applying for the Supplementary Islamic Riyad Bank, talk to whoever will use the additional card about spending limits, how the statement will be paid, and what to do in case of financial difficulty. Even with a limit separate from the primary cardholder, using this card impacts the family’s budget as a whole, so it’s best to treat it with the same care given to any other credit line.
Gather the required documents in advance — ID, Iqama or passport, and salary certificate, when applicable — to avoid repeated trips to the branch. If possible, also look into card options without salary transfer, comparing fees and conditions, and avoid applying for the Supplementary Islamic Riyad Bank just because of how attractive the benefits look, without considering whether the new credit limit truly fits your family’s financial routine.
I want to apply for the Supplementary Islamic Riyad Bank
To apply for the Supplementary Islamic Riyad Bank, the applicant must visit a bank branch with the complete documentation for both the primary cardholder and the additional cardholder, as detailed above. Gathering everything in advance helps speed up the application process and avoids unnecessary trips to the branch.
To access more information and prepare for your visit to the nearest branch, click the button below and explore the full terms and conditions on the bank’s official website. By following the steps detailed above for the Supplementary Islamic Riyad Bank, you’ll secure this freedom for your whole family more quickly.
Rede Utua is not a financial institution and does not issue credit cards or loans. Our role is to review financial products available in the Saudi market to help you make a more informed and conscious decision. Any application is made directly with the financial institution of your choice.
