How does a car loan work?
The Avant Money car loan is a line of credit designed to finance the purchase of new or used vehicles, offering transparent terms, fixed rates, and a hassle-free process. Once approved, the requested amount is transferred directly to your bank account, allowing you to negotiate with the vehicle seller immediately and without complications.
With amounts ranging from €5,000 to €75,000, the loan caters to different needs—whether you’re buying a compact car for city use or a luxury model for long trips. Repayment terms from 12 to 84 months provide flexibility to adjust the installments according to your monthly budget.
Additionally, Avant Money eliminates hidden fees, such as setup costs or penalties for early repayment. This means you can settle the balance at any time without worrying about additional charges, giving you greater financial freedom.
The standout feature of this product is the security offered by fixed interest rates. Unlike other credit options with variable rates, the bank ensures that your installment amounts remain constant throughout the contract, allowing you to plan your finances with confidence.
Who can apply?
✔ Be 18 years or older at the time of application
✔ Reside in Ireland with a fixed address
✔ Have an active bank account with an Irish financial institution
✔ Show a stable source of income, whether through formal employment or self-employment
✔ Have a good credit history, demonstrating financial responsibility
What documents are needed to apply?
✔ Valid ID: such as a passport or Irish-issued ID card
✔ Proof of address: utility bills (electricity, gas, water, or landline phone) issued in the last three months
✔ Proof of income: recent payslips, bank statements, or tax documents showing your financial stability
✔ PPS Number: required for tax identification in Ireland
What are the interest rates?
Avant Money offers fixed interest rates, providing security and stability throughout the contract term. Rates start from 6.7% APR (Annual Percentage Rate), depending on the amount requested, repayment term, and the client’s financial profile analysis.
An exclusive benefit is the absence of additional charges, such as setup fees or penalties for early repayment. This allows you to adjust your financial planning at any time by paying off the loan early without extra costs.
By opting for fixed rates, Avant Money ensures that your installments remain unaffected by market changes, offering predictability and simplifying financial planning.
A tip for you!
Before taking out any line of credit, it’s essential to consider your financial health. The Avant Money car loan offers competitive and flexible terms, but it’s crucial to carefully evaluate whether the installments fit your budget without compromising other important expenses.
In Ireland, where mobility is a necessity, financing a car can be the ideal solution to improve your quality of life and independence. However, keep in mind that credit is a powerful tool that should be used responsibly.
Click to apply for the Avant Money car loan today!
Are you ready to finance the car of your dreams? With fixed rates, flexible terms, and a 100% digital process, the Avant Money car loan is one of the best options available in the Irish market.
Click the button below to access the bank’s official website and start your application. Don’t wait—take advantage of the exclusive terms to secure your vehicle easily and safely!