Who can apply for the PTSB ICE Visa credit card?
The benefits of the PTSB ICE Visa credit card are open to applicants who meet a few straightforward conditions, starting with being over 18 years old and holding a minimum gross annual salary of €20,000. Applications can only be submitted in the applicant’s sole name, and every request is subject to a full credit and affordability assessment.
Anyone hoping to enjoy the full benefits of the PTSB ICE Visa credit card through the fastest route, in-app approval, will also need to be registered for Open24 online banking and hold a PTSB salary-mandated current account.
In-app approval covers credit limits between €1,000 and €10,000, while applications above that amount, or up to €75,000 through a full application, are still possible but will involve a follow-up call from the PTSB team to complete the assessment.
Requirements for the PTSB ICE Visa credit card
To access the benefits of the PTSB ICE Visa credit card, you’ll need to provide the following documents during your application:
✔️ Proof of ID: a current valid passport, or an Irish, UK, or European driving licence with photo.
✔️ Proof of address: a utility bill, bank statement, tax credit notification, or insurance document, all dated within the last 6 to 12 months.
✔️ Proof of PPSN: a payslip, P60, P45, medical card, or official correspondence showing the full PPSN, required for applications of €500 or more.
✔️ Proof of income: three months of bank statements from your main current account, or two recent payslips in certain cases.
✔️ Proof of immigration status: required for non-EU citizens, confirming legal permission to reside and work in Ireland.
✔️ Signed declaration: a form sent by PTSB that must be signed and returned to complete the application.
A tip for you about the benefits of the PTSB ICE Visa Credit Card!
Before you apply online, it is worth using the PTSB credit limit calculator to check your eligibility in advance, giving you a clearer picture of what your credit limit and repayment terms could look like once approved. This is one of the simplest ways to plan ahead and make the most of the benefits of the PTSB ICE Visa credit card before you apply.
If you already have a credit card balance with another bank, consider checking your eligibility for the balance transfer offer before making any new purchases, since moving that balance across first allows you to make the most of the 0% period without mixing it with newly spent money.
Finally, setting up a direct debit for at least the minimum monthly repayment is a simple way to avoid missed payments and protect your credit report, particularly once the promotional interest-free periods come to an end and the variable purchase rate begins to apply.
How to apply for the PTSB ICE Visa credit card?
Existing PTSB customers registered for Open24 can apply directly through the app, selecting “Credit Card Application” and following the on-screen instructions, often receiving a decision within minutes.
Those who prefer not to apply online can call PTSB directly to complete the application over the phone, while new customers can book a branch appointment and apply in person with a member of the team.
Get the benefits of the PTSB ICE Visa credit card Ready to move forward? Click the button below to go to the official PTSB page and apply online for your PTSB ICE Visa Credit Card today.
