How does the N26 Standard card work?
The N26 Standard Card is one of the most popular offerings from N26, a leading digital bank, and it provides a simplified financial experience with no monthly maintenance fees. Linked to a free current account, it’s perfect for those who value convenience and full control over their finances.
This card operates as a debit card, using the balance available in your account. Once your account is approved, the virtual card is immediately ready for online purchases and digital payments. You can also request a physical card for a one-time fee of €10, enabling in-store payments and ATM withdrawals across the Eurozone.
One of the standout features of the N26 Standard Card is the absence of fees for international transactions. Purchases made in other currencies are processed at Mastercard’s official exchange rate, with no additional charges. This makes it an excellent choice for frequent travelers and anyone shopping on international websites.
The N26 app is another key highlight, serving as an essential tool to manage your account. It lets you adjust spending limits, set up personalized savings goals, track transactions in real-time, and lock/unlock your card with just a tap.
Who can apply for this card?
✔ Reside in one of the countries where N26 operates, including Ireland
✔ Be at least 18 years old
✔ Have a valid email address
✔ Own a smartphone compatible with the N26 app
✔ Not hold another active account with N26
What documents are required to apply?
✔ A valid photo ID (passport or national ID card)
✔ A recent proof of residence (utility bill, rental agreement, or similar)
✔ An active phone number for verification and account activation
The entire application process is conducted online, with document validation completed quickly through the app.
A tip for you!
If you’re looking for a modern and efficient financial solution, the N26 Standard Card is a smart choice. Designed for the needs of today’s consumer, it offers simplicity, control, and cost savings in every transaction.
Before applying, consider how this card fits into your financial routine. It’s ideal for online shopping, international travel, or simply those wanting a fee-free current account. The financial control provided by the fintech’s app is one of its biggest advantages, allowing you to manage your spending clearly and effectively.
However, keep in mind that the N26 Standard works exclusively as a debit card, relying on your account balance. If you need credit options or additional services, N26 offers premium plans with extra benefits. Choose the card that best suits your lifestyle and enjoy the advantages of a digital bank.
Apply for the N26 Standard card now!
Ready to modernize your finances? The N26 Standard Card is the perfect solution for those seeking practicality and savings. The application process is simple, quick, and entirely digital, giving you access to your card within minutes.
Visit the official website of the digital bank, complete the online form, and finish the identity verification directly through the app. Once approved, you can start using the virtual card for online transactions, and if you wish, request a physical card for a small fee.
Don’t wait! Click the button below to start your journey with the N26 Standard and experience a new way to manage your finances with efficiency and freedom.