The Bank of Ireland Affinity not only offers practical benefits but also supports your college’s alumni funds. If you want to find out how to apply and explore all the benefits of this card, keep reading.
What do you need to apply?
☑️ 18 years or older: Only adults can apply.
☑️ Reside in Ireland: You must be a resident of the Republic of Ireland.
☑️ Required documents: Valid passport, proof of address, and income papers.
☑️ Good credit: You must have a positive credit history.
The bank approves applications based on its criteria, and additional information may be requested if necessary.
How to apply for the Bank of Ireland Affinity?
You can apply online or at a local branch. Go to the official Bank of Ireland website and fill out the application form. Submit the required documents through a secure platform.
If everything is in order, approval can be granted within 24 hours. If your application is declined, you are allowed to reapply after a period of time.
How to make monthly payments?
Various options are available to make monthly payments, including automatic transfer, online banking, and payments through Banking 365.
It is recommended to clear the full balance within the interest-free credit limit (56 days) to avoid additional interest.
Fees and Costs
There are some fees and interest rates associated with the Bank of Ireland Affinity. This includes a fixed interest rate of 2.9% for the first 12 months for balance transfers. After that, the standard APR of 20.2% is applied to purchases. There is also an annual fee of €30 in the form of a government stamp duty.
There is the option to put a large purchase on a payment plan at an interest rate of 6.7%. Not only does it provide more flexibility, but it also helps with better budgeting.
What makes the Bank of Ireland Affinity different?
The Bank of Ireland Affinity is perfect for people who love their alma mater. A small portion of your spending is invested in your college’s alumni program, allowing you to directly support your community.
While it doesn’t have a cashback reward, it makes up for it by offering competitive prices and modern convenience.
Tips for applicants
To make the most of this card, be sure to use the fixed interest rate offer for the first 12 months for balance transfers. If you are planning a large purchase, consider the payment plan to split the cost in a manageable way.
A Smart Choice for Financial Management
The Bank of Ireland Affinity is a great option for people looking for flexibility and a practical way to support their alma mater. With easy-to-use features and no hidden fees, it is a reliable choice for your daily banking needs.
Apply today!
Start your journey today by applying online or visit your local branch for more information!