Key benefits of Bank of Ireland Affinity:
✅ Fixed interest rate of 2.9% on balance transfers for the first 12 months
✅ No annual fees
✅ Contactless payments available
✅ Up to 3 additional cardholders free of charge
✅ Support for your college’s alumni fund
Why do we recommend Bank of Ireland Affinity?
This card offers a fixed interest rate of 2.9% on balance transfers for the first 12 months, helping you better manage your costs. There are no annual fees, but a €30 government stamp duty is payable each year. With contactless payments and the ability to add up to three additional cardholders at no extra cost, it is very convenient for families or groups. Additionally, the bank contributes to your college’s alumni fund each year, supporting your educational institution.
Compared to other credit cards, Bank of Ireland Affinity emphasizes academic and alumni community support. Although there is no rewards program or cashback, it is a great option for those who want to support their alma mater and receive practical benefits.
Author’s opinions
Experts recommend Bank of Ireland Affinity as a strong choice for those with a strong connection to their university and who want to continue supporting it. While there is no traditional rewards program, the unique advantage is the ongoing support for the college’s alumni fund.
However, if you are looking for a card with cashback rewards or points, you may want to consider other options.
A tip for your pocket
To get the most out of Bank of Ireland Affinity, use the 2.9% fixed interest rate on balance transfers during the first 12 months to lower your costs. Make sure to pay your bill in full each month to avoid interest on new purchases.
If you are traveling outside the euro area, be aware of the 2.25% cross-border fee on non-euro transactions.
Learn more and apply
Find out how to apply, card terms and fees by clicking the button below. This card is a great option for anyone looking to support their university and receive practical benefits.