✅ The Avant Money Everyday+ credit card gives you 5% cashback on groceries and fuel for the first 12 months
✅ You can earn up to €25 in cashback every month, then continue earning 1% cashback after that
✅ Enjoy 0% interest on credit card balance transfers for the first 6 months of your account
✅ Save €30 every year automatically, since this card carries no government stamp duty
✅ Add up to three additional cardholders to your account completely free of charge, ideal for national use across Ireland
Why does the Utua team recommend the Avant Money Everyday+ credit card?
The Utua team recommends the Avant Money Everyday+ credit card mainly because it rewards the spending people already do every week, since groceries and fuel are unavoidable expenses for most households in Ireland. Earning 5% cashback on these categories during the first 12 months, capped at €25 per month, represents a meaningful saving over time, and the fact that there is no government stamp duty adds another €30 in annual value that many other cards simply do not offer.
We also appreciate that the Avant Money Everyday+ credit card includes a 0% interest offer on balance transfers for the first 6 months, which gives new customers breathing room if they are consolidating debt from another provider. Combined with digital wallet support and the ability to add family members as additional cardholders, this card strikes a practical balance between short term rewards and long term flexibility, which is why it consistently stands out among cashback options available to Irish consumers.
Manage your account from anywhere
Beyond the cashback and the fee savings, the Avant Money Everyday+ credit card also gives you full control over your account through the My Avant Money platform, where you can check your statements, track your spending and monitor your cashback progress whenever it suits you, without needing to visit a branch or wait on hold. This kind of everyday convenience matters just as much as the rewards themselves, since managing a credit card should never feel complicated or time consuming.
For those who prefer paying with their phone, the card also connects easily to Google Pay and Apple Pay, allowing you to complete transactions securely and keep a clear digital record of every purchase you make. Combining a rewarding cashback structure with modern digital tools is exactly the kind of balance that makes a card genuinely useful for daily life, rather than just another piece of plastic sitting in your wallet.
Author’s opinion
For the Utua team, the biggest strength of this card lies in its first year cashback rate, which is genuinely competitive for anyone whose monthly budget is dominated by groceries and fuel costs, especially when paired with the stamp duty waiver.
That said, the 20.8% variable interest rate is higher than some other Avant Money products, and the cashback rate drops to 1% after the first year, so it works best for people who repay their balance in full each month rather than those planning to carry debt long term.
Ready to start earning cashback on your everyday spending?
If you would like to find out exactly how to get the Avant Money Everyday+ credit card, including who qualifies and what documents you will need, simply click the button below to move on to the next step.
