The AIB Student Visa is a fantastic tool for students seeking better financial management, with flexibility and practical benefits. In this guide, we’ll explain how to get this card and how you can take advantage of its great features.
Who is eligible?
☑️ Full-time students enrolled in colleges or universities.
☑️ At least 18 years old.
☑️ Have an AIB Student Plus account open for at least 3 months.
☑️ Good credit record and financial understanding.
Required documents
📄 Valid identification (driver’s license or passport).
📄 Proof of enrollment in a third-level institution.
📄 Proof of address (utility bill or bank statement).
📄 Latest bank account statement from AIB.
Approval is based on the bank’s assessment, and additional documents may be required if necessary.
How to get the AIB Student Visa?
Applying for the AIB Student Visa is quick and easy. Start online at the official AIB website or visit a local branch. Fill out the application form with your personal information and submit the required documents.
The bank will assess your information and notify you of the outcome.
If the application is declined, you can reapply once any non-compliant requirements have been corrected. The AIB team is available to assist you at every step.
How to manage your monthly AIB Student Visa payments?
Monthly payments can be made in various ways: through AIB Internet Banking, the mobile app, or by visiting a branch.
To fully utilize the 56-day interest-free period, it is recommended to pay the full balance by the due date. If you choose to make a minimum payment, please note that additional interest charges may apply.
Fees and costs to consider
While the AIB Student Visa does not charge an annual bank fee, there is a €30 annual government stamp duty. If any balance remains unpaid after the interest-free period, a standard interest rate is applied.
Other fees may apply depending on usage, including fees for emergency services or payment delays.
Card review
The AIB Student Visa is suitable for students seeking a practical financial solution. It offers benefits such as security and flexibility without excessive fees.
While the lack of bonuses might be a drawback for some, the importance of easy payments and global access is more significant for students.
Are you ready for your new card?
If you want to better manage your money and enjoy the benefits of the AIB Student Visa, don’t hesitate to start today. Take the first step, simplify your life, and apply for the card that will be your financial companion in college.