AIB be Visa is a convenient and secure option for those seeking more flexibility and control over their finances. Read below to find out how to get this card and the amazing benefits it offers you.
Who is eligible?
☑️ Must be at least 18 years old.
☑️ Minimum annual income of €16,000.
☑️ Must have an active AIB bank account.
☑️ Current address in Ireland.
☑️ Good credit score or reliable payment history.
Documents you will need
📄 Valid identification, such as a passport or driver’s license.
📄 Proof of address, such as a utility bill or bank statement.
📄 Proof of income, such as 1 payslips or tax statement.
📄 Evidence of employment or self-employment.
Approval depends on your ability to meet the requirements, and the bank may request additional documents if necessary.
How to get an AIB be Visa?
The application process for AIB be Visa is simple and straightforward. You can start online by visiting the AIB website or by visiting any local branch. Fill out the application form with your personal and financial details, and attach the required documents.
Once you have submitted your form, the bank will review your application and you will be notified of the outcome of the process. If you are declined, you can reapply after improving any errors or your credit score. The AIB team is available to provide support and guidance at every step.
Best practices for paying your AIB be Visa bill
Payments can be made through AIB Internet Banking, the mobile app, or by visiting a branch. It is recommended to pay the full balance within 56 days to avoid interest.
If you choose to pay the minimum amount (3% or €6.35 at least), keep in mind that additional interest may be added to the amount you owe.
Fees and costs
While AIB be Visa does not charge an annual bank fee, a €30 annual stamp duty applies, as required by government regulations. If you have a remaining balance after 56 interest-free days, a standard interest rate applies.
Additionally, if you require emergency services abroad, there may be additional fees depending on the type of support provided. It is important to manage payments diligently to minimize these costs.
Card review
AIB be Visa is suitable for those looking for an easy-to-use credit card with practical features. It provides an interest-free period of up to 56 days, making it a great option for those who pay their balance in full each month.
While the lack of a loyalty program might be a downside for some users, the safety features and contactless payments are enough to convince users to trust this card.
What should you do now?
If you’re ready to take more control of your finances, consider getting an AIB Visa today. Click below to go to the official website and start your application!