✅ Max loan amount of AED 20 million for self-employed individuals
✅ Available for UAE Nationals, Residents, and Non-Residents
✅ Minimum salary requirement from AED 15,000 for salaried applicants
✅ Options include standard home loans and interest-saving “Home in One”
Why the Utua team recommends the Rakbank Home Loans
The Rakbank Home Loans are more than a mortgage—it’s a practical tool for turning your vision of homeownership into reality. It’s designed for a wide variety of borrowers, from UAE Nationals and Residents to Expats and even Non-Residents, ensuring flexibility across nationalities.
With loan amounts reaching up to AED 20 million for eligible self-employed applicants, and a modest minimum salary requirement for salaried individuals, this loan opens doors for families, individuals, and investors. The repayment terms are reasonable, and the bank offers unique products like the “Home in One” that help reduce interest paid over time.
Author’s opinion
As someone who’s analyzed dozens of property financing solutions, I find the Rakbank Home Loans particularly appealing due to its mix of generous loan limits, broad eligibility, and forward-thinking features like the Home in One. Few banks cater to such a diverse group—including non-residents—while also keeping interest-saving strategies top of mind.
Add in the reliable customer support and digital banking convenience Rakbank is known for, and you have a loan that doesn’t just get you the keys—it also helps you stay financially balanced. It’s clearly structured with long-term living and investment goals in mind.
Want to know more about the Rakbank Home Loans?
Click the button below to explore all features and terms of the Rakbank Home Loans. Learn about interest rates, repayment schedules, and the unique Home in One product that can save you money over time—plus get tips on preparing for the application process.