✅ Enjoy the Personal Loan for Expatriates from ADCB Islamic with profit rates as low as 6.49% per annum, ensuring affordable and manageable borrowing tailored to your financial needs.
✅ Repay your loan over up to 48 months, ensuring your monthly installments fit comfortably into your budget
✅ Get financing up to 20 times your salary, providing the financial support you need for your goals
✅ Apply seamlessly via the ADCB Mobile Banking App or the Hayyak App (for new customers) and get fast approval
Why choose the Personal Loan for Expatriates from ADCB Islamic?
The Personal Loan for Expatriates from ADCB Islamic is specifically designed to cater to the financial needs of expatriates living in the UAE, offering a Sharia-compliant financing solution with flexible terms and competitive profit rates. Unlike conventional loans, this financing option follows Islamic banking principles, ensuring an ethical and interest-free lending process. With loan amounts reaching up to AED 1,500,000, expatriates have access to substantial financial support based on their salary and eligibility.
Additionally, the loan includes Takaful insurance coverage, providing an extra layer of financial security in case of unexpected circumstances. Borrowers also benefit from ADCB Islamic’s TouchPoints rewards program, earning up to 150 TouchPoints per AED 1,000 borrowed, which can be redeemed for various lifestyle and financial perks. Designed to accommodate professionals working in UAE-based companies listed by ADCB Islamic, this loan is accessible to a wide range of expatriates.
Given the rising cost of living in the UAE, having access to structured and flexible financial support is crucial, and this loan provides a convenient repayment plan of up to 48 months, allowing borrowers to manage their finances effectively without unnecessary financial strain.
Author’s insight: Is this loan right for you?
Taking out a personal loan is a significant financial decision, and while the Personal Loan for Expatriates from ADCB Islamic offers numerous benefits, it is essential to evaluate whether it aligns with your financial goals and current situation. Before applying, consider whether the loan is truly necessary and if you can comfortably afford the monthly repayments over the designated period of up to 48 months. Careful financial planning is key to ensuring that your installments fit within your budget without causing unnecessary strain.
Maintaining a healthy credit profile is also crucial, as timely repayments will strengthen your financial standing and improve future borrowing opportunities. Although this loan provides financing of up to 20 times your salary, it is wise to borrow only what you need to avoid over-leveraging and potential financial stress.
Responsible borrowing ensures that you benefit from the financial support while maintaining long-term stability, making it essential to compare options, understand all terms and conditions, and ensure that the loan serves your best interests before committing.
Learn more about the Personal Loan for Expatriates from ADCB Islamic!
Want to know how to apply, eligibility requirements, fees, and other essential details? Click below to access a step-by-step guide on how to get your Personal Loan for Expatriates from ADCB Islamic and start your financial journey today!