07/04/2025
17h25
DIB Personal Finance Loan

✅ Borrow up to AED 5 million with DIB Personal Finance Loan
✅ Repayment period ranges from 6 to 48 months
✅ Profit rates starting from 5.99% annually
✅ Minimum salary requirement: AED 3,000
✅ First installment payment deferred up to 120 days

Why do we Recommend the DIB Personal Finance Loan?

DIB Personal Finance Loan is a powerful solution for those seeking flexibility and simplicity in a personal loan. With one of the highest financing limits in the UAE, it caters to a wide variety of personal and professional needs, from education and home improvement to debt consolidation.

Another major highlight is the option to defer your first installment for up to 120 days, giving borrowers a breathing space at the beginning of the loan. It’s fast to apply, requires minimal paperwork, and follows Islamic finance principles, a valuable detail for many.

Author’s opinion

From Utua’s perspective, DIB Personal Finance loan is one of the most complete lending products available. It combines quick processing, high loan amounts, and customer-friendly terms, all while respecting Sharia guidelines.

For example, borrowing AED 100,000 over 48 months at a profit rate of 5.99% annually would result in a monthly installment of about AED 2,349. The ease and clarity of the process only strengthen its appeal.

Learn how to apply for the DIB Personal Finance Loan today!

If you want to know how to apply for DIB Personal Finance loan, just click the button below to see the step-by-step and take control of your financial goals.