04/12/2024
19h11
DIB My Home Loan

Who Can Apply for the Loan?

The DIB My Home Loan is available to UAE residents and nationals planning to purchase or refinance a property. Applicants should have a stable income and be ready to transfer their salary to Dubai Islamic Bank, unlocking additional benefits through the MyHome Relationship program.

Whether you’re a first-time homebuyer or upgrading to a larger space, this loan is tailored to meet your needs. Freelancers, business owners, and salaried individuals can apply, provided they meet the income and creditworthiness criteria.

Required Documentation

To apply for the DIB My Home Loan, you’ll need minimal documentation. Start with a valid Emirates ID and proof of income, such as recent salary slips or bank statements.

For salaried individuals, an employment letter may also be required. The pre-approval process is paperless, making it faster and more convenient. Additional property-related documents may be requested during the final approval stage.

A Tip for You

Before committing to the DIB My Home Loan, evaluate your financial stability and future income prospects.

Use the DIB financing calculator to estimate monthly payments and ensure affordability. If you’re unsure, consult DIB’s financial advisors for guidance on selecting the best repayment option. Planning your budget carefully can help you avoid financial strain and make homeownership a fulfilling journey.

How to apply for the DIB My Home Loan?

Start your application for the DIB My Home Loan today! Click the button below to access the First Step form and receive instant pre-approval. Enjoy a hassle-free journey to homeownership with Dubai Islamic Bank’s seamless and digital process. Don’t wait—take the first step toward your dream home now!