Eligibility requirements for the Webshopper Mastercard
To apply for the Webshopper Mastercard, you must meet the following requirements:
☑️ Minimum monthly salary: AED 5,000
☑️ Must be 21 years or older
☑️ Only available for online shopping transactions
☑️ No previous defaults or bad credit history
Here’s what you’ll need to submit when applying for the Webshopper Mastercard:
✅ A completed credit card application form
✅ Valid Emirates ID and passport copy
✅ Latest salary certificate (for salaried individuals)
✅ Bank statements for the last 3 months
✅ Security cheque (for credit limit increase)
Keep in mind that the approval process is subject to meeting these requirements. The bank may request further documents at its discretion.
How to apply for the Webshopper Mastercard
Applying for the Webshopper Mastercard is simple. First, visit the bank’s official website or the application page for Emirates NBD. Fill out the online application form, making sure all your details are accurate.
You’ll need to upload the necessary documents, such as your Emirates ID, passport, and salary certificate. Once submitted, the bank will review your application, and if approved, your new card will be delivered to you.
If your application is denied, don’t worry—there’s always a chance to apply again at a later time. Remember to carefully follow the instructions to maximize your chances of approval.
How to pay the monthly bills?
Paying off your Webshopper Mastercard balance is straightforward. You can make payments online, through the bank’s mobile app, or via direct bank transfer. It’s best to pay before the due date to avoid interest charges and late fees.
If you need to make a partial payment, the minimum amount is 5% of the outstanding balance, or AED 100, whichever is higher. Keep track of your spending and ensure you’re aware of the payment due date to avoid unnecessary costs.
Fees and costs
The Webshopper Mastercard comes with a few associated costs that applicants should be aware of. The annual fee for the card is AED 735, which covers the basic cost of holding the card. The interest rate for outstanding balances is 3.25% per month, and the minimum payment required each month is 5% of the outstanding balance or AED 100, whichever is higher. If you miss a payment, you may incur late payment fees, and interest will be charged on the remaining balance.
Additionally, while there is an interest-free period of up to 55 days for retail purchases, it is essential to pay attention to the due dates to avoid any unnecessary charges. Overall, these costs should be considered when applying for the Webshopper Mastercard to ensure it aligns with your financial planning.
Why choose this card?
The Webshopper Mastercard is ideal for individuals who primarily shop online. It provides an excellent rewards program where you earn Plus Points for every AED 200 spent, and it features strong security measures like DoubleSecure protection for peace of mind while shopping. However, it is exclusively for online purchases, so it can’t be used in physical stores or ATMs.
While the card comes with a manageable interest rate and an interest-free period, be mindful of the annual fee and the possibility of late fees. Always make sure to pay your bill on time to avoid unnecessary charges.
Are you ready?
If you’re an online shopper looking for a reliable and secure payment method, the Webshopper Mastercard is definitely worth considering.