Requirements and financial details
To enter the world of advantages offered by the LuLu 247 Titanium credit card, note that Emirates NBD requires a minimum monthly income of AED 5,000. The process requires your original Emirates ID and a copy of your passport (with residence visa for expatriates). In addition, you must provide your most recent salary certificate and bank statements from the last three months.
Regarding costs, the big news is that it is free for life. However, like any credit product, it requires discipline: the revolving interest rate is 3.49% per month. The minimum monthly payment is 5% of the outstanding balance or AED 100 (whichever is higher). Paying your full statement balance is the golden strategy to enjoy all the points without letting interest erode your savings.
Advice for you!
Our recommendation is to use all the benefits of the LuLu 247 Titanium credit card to maximize the advantages that truly matter for frequent LuLu customers. Free delivery on LuLu online purchases, combined with 3.5% points, can make a significant difference over the course of a year.
If you have high-interest cards with other banks, take advantage of the 0% balance transfer offer provided by Emirates NBD at account opening. To avoid overspending across multiple cards, try to concentrate your everyday purchases on the LuLu 247 Titanium credit card, which will simplify your financial management.
How to apply for the LuLu 247 Titanium credit card?
To begin your LuLu 247 Titanium credit card application and secure fast approval, have your proof of residence and original statements ready. Click the button below to be redirected to the official Emirates NBD portal, where you can complete the application form and securely upload your documents.
