The NBD Visa Flexi Credit Card offers a unique approach to credit, allowing you to choose the benefits that suit your lifestyle. In this article, we’ll walk you through the simple application process and highlight key features to help you make an informed decision.
Eligibility requirements for the NBD Visa Flexi Credit Card
If you’re thinking about applying for the NBD Visa Flexi, here’s a quick breakdown of the eligibility criteria to keep in mind:
☑️ Minimum monthly salary: AED 12,000
☑️ Age: 21 years or older
☑️ Emirates ID (for UAE residents)
☑️ Bank statements (for the last 3 months)
☑️ Valid passport and visa copy (if applicable)
Here’s a list of the documents you’ll need to have ready when applying for the NBD Visa Flexi:
📄 Completed application form
📄 Original Emirates ID and passport copy
📄 Latest salary certificate (for salaried applicants)
📄 Latest 3 months of original bank statements
📄 For non-salaried individuals: Trade license or company documents
📄 If applying for a supplementary card: Passport or Emirates ID of the supplementary applicant
Once again, approval depends on meeting these criteria. The bank may ask for additional documents if necessary.
How to apply for the NBD Visa Flexi credit card?
Applying for the NBD Visa Flexi Credit Card is straightforward. You can start the process by visiting the bank’s official website. Simply fill out the online application form, ensuring that all the details are accurate. After submitting, you may be asked to upload necessary documents such as your Emirates ID, bank statements, and salary certificates.
Keep in mind that the approval of your application depends on your financial profile and the bank’s assessment. If your application is not approved initially, you may reapply at a later date.
How to pay your monthly bills?
Paying your NBD Visa Flexi monthly bills is hassle-free. You can choose to make payments online through the bank’s platform or via direct bank transfer.
The card offers an interest-free grace period of up to 55 days on retail purchases, so paying on time can help you avoid interest charges. It’s a good idea to set up automatic payments to ensure you never miss a due date, and you can pay at least 5% of your outstanding balance each month.
Fees and costs
When using the NBD Visa Flexi, it’s essential to be aware of the associated fees and charges. The credit card offers a 3.25% monthly interest rate on outstanding balances, with a minimum payment requirement of 5% or AED 100, whichever is higher.
There’s no annual fee for new cardholders as part of an exclusive promotion, but interest charges may apply if the balance isn’t paid off within the interest-free period. Additionally, certain premium benefits may incur costs, so it’s important to review the full terms when applying.
A quick recap
In conclusion, the NBD Visa Flexi Credit Card offers a high level of customization, allowing you to tailor your benefits to your needs. With perks like airport lounge access, movie discounts, and a wide array of premium features, it’s designed to fit seamlessly into your lifestyle. You can earn rewards on your purchases and enjoy the flexibility of choosing benefits like airport transfers or exclusive shopping offers.
While there are fees to consider, the card offers valuable advantages for those who want more control over their finances. Be sure to review the requirements and have all your documents ready to streamline the application process.
Ready to take the next step?
If the NBD Visa Flexi sounds like a good fit for you, why not take the next step and apply today? With flexible benefits, easy payment options, and no annual fees for new cardholders, it’s a great time to get started. Don’t wait—take control of your financial future with the NBD Visa Flexi Credit Card.