Key eligibility requirements for the NBD Mastercard Platinum
To apply for the NBD Mastercard Platinum, you must meet the following eligibility criteria:
☑️ Minimum Monthly Salary: AED 12,000
☑️ Age: 21 to 63 years
☑️ Residency Status: Must be a UAE resident
☑️ Credit History: Good credit score required
Once you meet the eligibility criteria, you will need to provide the following documents to complete your application:
📄 Completed Credit Card Application Form
📄 Emirates ID (original and copy)
📄 Passport copy
📄 Recent Salary Certificate (for salaried individuals)
📄 Trade License (for non-salaried/self-employed individuals)
📄 Recent 3-month Bank Statements (or mini ATM statements)
📄 Security Cheque (if applicable)
The approval of your application depends on meeting these requirements. The bank may also request additional documents at its discretion.
How to apply for the NBD Mastercard Platinum?
Applying for the NBD Mastercard Platinum is straightforward. To start, visit the Emirates NBD website or their nearest branch. Fill out the online application form with your personal and financial details. Make sure to provide accurate information to avoid delays. The approval process typically takes a few days, and you will be notified about the outcome.
To ensure you get the best benefits, consider your spending habits and whether the card’s rewards align with your lifestyle. If your application is not approved initially, you may try again after a few months or check for other suitable credit options.
How to pay your monthly bills?
Paying your NBD Mastercard Platinum bills is simple and convenient. You can make payments through online banking, mobile banking apps, or at any Emirates NBD branch. You can also set up automatic payments to ensure that your bills are paid on time and avoid late fees.
It’s recommended to pay before the due date to avoid interest charges and maximize your interest-free days.
Fees and costs
The NBD Mastercard Platinum offers many benefits without annual fees, but it’s important to be aware of the associated costs. These may include:
🔴 Interest: Depending on your outstanding balance, interest may be applied to unpaid amounts.
🔴 Cash Withdrawal Fees: If you make a cash withdrawal, an additional fee may apply.
🔴 Late Payment Fees: If your payment is made after the due date, a late fee will be charged.
🔴 Balance Transfer Fees: If you transfer a balance from another financial institution, there may be a fee.
It’s important to read the card agreement carefully to ensure you are aware of all potential fees associated with the card.
An Overview
The NBD Mastercard Platinum is an excellent credit card option offering benefits such as earning Plus Points, unlimited access to over 25 airport lounges, exclusive discounts at restaurants, and even at golf courses. With the ability to pay in interest-free monthly installments and redeem points across various categories, it can be a great choice for those looking to maximize their purchases and travel experiences.
Although the card offers benefits without annual fees, it’s important to pay attention to the payment terms and requirements of the bank. Be sure to understand the interest rates and additional costs to avoid surprises.
Apply now!
If you’re looking for a credit card that combines exclusive perks and flexibility, the NBD Mastercard Platinum could be the right choice. Don’t waste time and take advantage of the benefits this financial tool offers to enhance your shopping and travel experience.