Eligibility requirements for the NBD Dnata Platinum
Before applying for the NBD Dnata Platinum Credit Card, it’s important to make sure you meet the necessary requirements. Here’s a quick overview:
☑️ Minimum salary: AED 5,000
☑️ Age: Must be between 21-60 years old
☑️ Emirates ID: Valid Emirates ID is required
☑️ Credit score: A good credit history is essential
☑️ Employment status: Must be employed or self-employed
To streamline your application, gather the necessary documents. Here’s what you’ll need:
📄 Duly filled application form
📄 Original Emirates ID and copy
📄 Passport copy
📄 Latest salary certificate (for salaried individuals)
📄 3-month bank statement (for salaried individuals or self-employed)
📄 Trade license (for self-employed applicants)
📄 Security cheque
Remember, the approval process will depend on your eligibility, and the bank may request additional documents if needed.
How to apply for the NBD Dnata Platinum?
Applying for the NBD Dnata Platinum Credit Card is simple. Start by visiting the Emirates NBD website and completing the online application form. You’ll need to upload the necessary documents, such as your Emirates ID, passport copy, and recent salary certificate. Once you’ve submitted the application, the bank will review it, and you’ll be notified of their decision.
The bank evaluates your credit history, income, and documents, and you will receive a response within a few business days. If your application is denied, don’t worry – you can always try again after some time or make adjustments to your financial profile to improve your chances.
How to pay your monthly bills?
To keep your account in good standing, it’s important to make timely payments. The NBD Dnata Platinum Credit Card offers flexible payment options, and you can choose to pay the minimum payment (5% of the outstanding balance or AED 100, whichever is higher) or settle the full amount to avoid interest charges.
Payments can be made through various methods, including online banking, credit card payment services, or ATM payments. Make sure to review your statement for the due date to avoid any late fees.
Fees and Costs
Like any credit card, the NBD Dnata Platinum comes with certain fees and charges that are important to consider:
🔴Joining Fee: AED 525
🔴Annual Fee: AED 525
🔴Interest Rate: 3.25% per month on outstanding balances
🔴Minimum Payment: 5% of the outstanding balance or AED 100 (whichever is higher)
🔴Cash Withdrawal Fee: Varies depending on the amount
🔴Late Payment Fee: AED 100 (if the payment is not made on time)
These charges are important to keep in mind to avoid unexpected costs and make the most of the benefits the card offers.
A general overview
The NBD Dnata Platinum Credit Card is packed with valuable features for frequent travelers and savvy spenders. You’ll earn dnata Points for every purchase, enjoy up to 15% rewards at selected retailers, and get unlimited access to airport lounges around the world. The annual fees are clear, and while the interest rates are competitive, it’s crucial to stay on top of your payments to avoid extra charges.
Before applying, ensure that you meet the eligibility requirements and have all the necessary documents ready. With the right preparation, you can unlock all the travel perks and rewards the NBD Dnata Platinum has to offer.
Ready to apply?
Start your journey today and take advantage of the exclusive benefits that come with the NBD Dnata Platinum Credit Card!