Benefits of the FAB Rewards Indulge Credit Card
✅ FAB Rewards Indulge Credit Card offers AED 500 as a welcome bonus
✅ Lifetime no annual fee
✅ Simple and 100% online application process
✅ Cashback in the form of FAB Rewards on all purchases
✅ Earn up to 5 points per AED 1 on online shopping
✅ Discounts on cinema, travel, and entertainment
✅ Ideal for those with a minimum salary of AED 5,000
✅ Internationally accepted card with exclusive benefits
Why do we recommend the FAB Rewards Indulge Credit Card?
The FAB Rewards Indulge Credit Card combines accessibility with premium benefits. With no annual fee and a AED 500 welcome bonus in rewards, it stands out among credit cards designed for users seeking both practicality and savings.
It also offers up to 5 points per AED 1 spent on online purchases, discounted movie tickets, access to travel promotions, and more — all with easy approval for those earning at least AED 5,000 per month.
Writer’s opinion
If you’re looking for a credit card with great perks without high costs, the FAB Rewards Indulge Credit Card is an excellent option. Its rewards system is easy to understand and redeem, especially if you frequently shop online.
Getting AED 500 in vouchers right at the start with no annual fee makes this card extremely competitive. It’s a smart choice for anyone who wants to save and enjoy real benefits from daily use.
Who can apply for the FAB Rewards Indulge Credit Card in the UAE?
The FAB Rewards Indulge Card can be requested by UAE residents aged 21 or older with a minimum monthly income of AED 5,000. Approval is subject to credit analysis, though the application process is fast and fully online.
Immigrants with valid visas and proof of income via a local bank account are also eligible, provided they submit the required documentation. It’s a great option for anyone seeking a low-barrier credit card with genuine benefits.
Required documents
✅ Valid passport
✅ Copy of UAE residence visa
✅ Emirates ID
✅ Proof of income (payslip or last 3 months’ bank statements)
✅ Proof of residence in the UAE
✅ Active phone number and valid email address
A tip for you
If you live in the UAE and are looking for a card that offers accessible benefits, cashback, and a welcome bonus opportunity, the FAB Rewards Indulge is an excellent pick. The lifetime no-annual-fee policy is a major advantage for those who want to save in the long term.
Make sure to spend at least AED 10,000 within the first two months to unlock the AED 500 welcome bonus in FAB Rewards. That’s manageable for those paying rent, groceries, or bills with the card.
Also, take time to understand the full benefits of the rewards program. The more you use the card for online purchases or with FAB partners, the more rewards you’ll earn and redeem as discounts or products.
FAB Rewards Indulge Credit Card fees
Although this card has no annual fee, be aware that it carries a monthly interest rate (APR) that can reach up to 3.25% if you don’t pay your full balance by the due date. Responsible usage is key.
Foreign purchases may include a currency conversion fee, typically around 2.49%, charged by the bank. However, many FAB partners offer promotions that help offset this cost.
The minimum payment required per month is usually 5% of your total bill. Avoid late payments to prevent extra charges or loss of reward benefits.
How to apply for the FAB Rewards Indulge Credit Card in the UAE
The application is 100% online through the official FAB website. Just fill in your personal details, upload the required documents, and wait for approval — which is usually quick. FAB customers may get even faster processing.
Find out how to apply for the FAB Rewards Indulge Credit Card
If you want to take advantage of all these benefits and apply for the card with an AED 500 bonus, click the button below and learn how to get yours.