The main benefits of Fab Low Rate Visa are:
✅ Low-interest rates starting at 1.5% per month for UAE Nationals and 1.99% for expatriates
✅ 0% interest on balance transfers for up to 18 months (UAE Nationals) and 12 months (expatriates)
✅ Flexible repayment options, with a minimum monthly payment of only 3%
✅ Zero foreign transaction fees, enabling worry-free spending abroad
✅ Quick cash access directly into your UAE account at competitive rates
Why do we Recommend the Fab Low Rate Visa?
The Fab Low Rate Visa combines affordability with a range of features designed to simplify financial management. With its low-interest rates and 0% balance transfer offer, it is ideal for individuals seeking to consolidate their debts or manage expenses efficiently.
Additionally, its “buy now, pay later” plans starting at just 0.99% provide flexibility for large purchases, enabling users to spread payments over several months. For frequent travelers, the absence of foreign transaction fees makes it an excellent companion abroad.
What makes this card even more appealing is the inclusion of lifestyle perks, such as discounts on dining and shopping, along with easy card management through the FAB mobile app. These benefits, combined with practical features like SMS alerts and supplementary cards, make it a well-rounded choice for those who prioritize convenience and cost savings.
Author’s opnion
The Fab Low Rate Visa is an excellent option for those looking for a low-cost credit card without compromising on features. Its standout benefit is the low monthly interest rate, which helps users manage their finances more effectively. However, it’s worth noting that the card does not include a rewards program, which might be a downside for those who prioritize earning points on their purchases.
For example, the “buy now, pay later” plans are advantageous for planned expenses but may not suit users with unpredictable spending habits. Similarly, while the 0% balance transfer offer is highly appealing, fees apply, which should be considered before opting for this feature.
A tip for your wallet
To make the most of the Fab Low Rate Visa, prioritize payments that take advantage of the 0% balance transfer period. Use the “buy now, pay later” plans strategically for larger expenses to manage your cash flow efficiently.
Avoid carrying balances beyond the interest-free period to minimize additional charges, and always monitor your spending through the FAB mobile app to stay in control.
Ready to apply?
This card offers a balanced approach to affordability and functionality. Click below to learn more about its features and start your application today.