The Fab GEMS World card is packed with features that save you money and enhance your lifestyle. In this guide, we’ll walk you through the application process, eligibility requirements, and why this card stands out.
What you need to qualify for Fab GEMS World
☑️ Monthly income of at least AED 8,000
☑️ Minimum age of 21 years
☑️ UAE residency
☑️ Positive credit history
Documents You’ll need to apply
📄 Valid passport copy
📄 Proof of residency (utility bill or tenancy contract)
📄 Income proof (salary slip or bank statement from the last three months)
📄 Completed application form
Approval depends on meeting these criteria, and the bank may request additional documents.
How to apply for Fab GEMS World
Applying for the Fab GEMS World card is simple and can be done online through the First Abu Dhabi Bank (FAB) website or by visiting one of their branches. Start by filling out the application form with your details and uploading the required documents.
Once submitted, your application will be reviewed by the bank. Approval is based on your financial profile, and if successful, you’ll receive your card within a few days. In the event of rejection, you can reapply after some time, ensuring your eligibility aligns with the bank’s requirements.
Paying your credit card bills
Managing your Fab GEMS World card payments is easy with multiple options available. You can pay your bills online through internet banking, at ATMs, or directly at FAB branches. To avoid additional interest, ensure full payment of your bill before the due date.
Although minimum payments are accepted, unpaid balances will incur interest charges. Timely payments help maintain a strong financial standing and avoid late fees.
Fees and charges
The Fab GEMS World card comes with an annual fee of AED 399, which can be waived if your annual non-educational spending exceeds AED 24,000. Interest rates apply to any unpaid balances, calculated based on your profile.
A late payment fee of AED 200 is charged for overdue bills. If you withdraw cash, a 3% fee or AED 100 (whichever is higher) applies. Staying informed about these details ensures you’re fully aware of the potential costs tied to the card.
A closer look at Fab GEMS World
The Fab GEMS World Credit Card combines practical benefits with lifestyle perks, making it a solid choice for families and individuals alike. With cashback on school fees, travel spending, and daily purchases, it’s ideal for those who want to maximize their spending power.
The added convenience of complimentary airport lounge access and discounts on entertainment sweetens the deal. However, it’s important to monitor spending to ensure fees and charges don’t outweigh the benefits.
Before applying, assess your financial habits to ensure this card aligns with your goals and helps you get the most out of your spending.
This card waited for you!
Take the next step toward smarter finances. Apply for your Fab GEMS World card today and unlock its full potential!