✅ The DIB Prime Platinum Card is an international Visa card, accepted worldwide.
✅ Earn up to 2.2 Wala’a Rewards per AED spent on retail purchases locally and abroad.
✅ Travel and medical coverage of up to US$ 100,000 per trip for you and your family.
✅ Complimentary roadside assistance up to two times per year across the UAE.
✅ Buyer protection for 365 days on all purchases made with the card.
Why does the Utua team recommend the DIB Prime Platinum Card?
The DIB Prime Platinum Card stands out in the UAE market for combining travel insurance, loyalty rewards, and purchase protection in a single accessible product. Its Credit Shield Takaful covers cardholders in events of death, total disability, or job loss, with coverage up to AED 200,000, going well beyond what competing cards at this tier typically offer.
Beyond protection, the Wala’a Rewards program adds consistent everyday value, allowing cardholders to redeem points for flights, hotels, and bill payments. For the Utua team, this balance between lifestyle perks and genuine financial security makes the DIB Prime Platinum Card a well-founded recommendation for UAE residents.
Author’s opinion
The DIB Prime Platinum Card is genuinely useful both at home and abroad, which is exactly what residents of the UAE tend to need, and the Wala’a Rewards program makes every purchase count toward something meaningful. The ability to redeem points for flights, hotel stays, and even bill payments adds a layer of everyday practicality that few cards at this tier can match.
For the Utua team, the roadside assistance package is a standout feature, with thoughtful extras like the complimentary international driving license and off-road pull-out that reflect the realities of daily life in the UAE. These are not just perks on paper, they are services that genuinely make a difference when you need them most.
The Islamic finance advantage of the DIB Prime Platinum Card
One aspect that deserves attention is that the DIB Prime Platinum Card operates in full alignment with Islamic finance principles, making it a strong option for customers who prioritize Sharia-compliant banking in the UAE. Dubai Islamic Bank is one of the world’s largest Islamic banks, and its card products are structured so cardholders can enjoy premium features without compromising their financial values.
The Credit Shield Takaful embedded in the DIB Prime Platinum Card is a Sharia-compliant protection mechanism, distinct from conventional insurance, offering coverage through a mutual contribution model. This reinforces the card’s position as a responsible and ethically grounded financial tool for both everyday use and long-term security planning.
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