The UOB One Visa credit card is tailored to enhance your daily transactions with exclusive benefits. In this guide, we’ll explain how to apply for the card, highlight its key features, and detail important considerations.
Requirements for applying
To be eligible for the UOB One Visa, applicants must meet certain criteria:
✅ Applicants must be at least 21 years old.
✅ Minimum annual income of S$30,000 for Singapore Citizens and Permanent Residents, or S$40,000 for foreigners.
✅ Include proof of income and valid identification.
Please note that the approval process depends on meeting these requirements, and the bank may request additional documents as needed.
Applying for the UOB One Visa
To apply for the UOB One Visa, you can easily complete the process online through UOB Personal Internet Banking or Singpass (MyInfo). Fill out the required details, upload your documents, and submit your application. You can check the status of your application online. If not approved, consider reapplying later, perhaps with improved financial circumstances.
Managing monthly payments
Paying your UOB One Visa bills is simple and convenient. You can choose from several payment options, including automatic bank debits, online payments via the UOB TMRW app, or in-person payments at UOB branches and ATMs. It’s advisable to pay the full amount due each month to avoid interest charges, but you can also opt for minimum payments if necessary.
Fees and charges
The UOB One Visa comes with certain costs, including an annual fee of S$196.20, which is waived for the first year. If you meet the minimum spend requirement of S$12,000 annually, you can enjoy an additional waiver.
Supplementary cards are available for free for the first card, with subsequent cards incurring a fee of S$98.10 each. The card also has a late payment fee of S$100 if the outstanding balance exceeds S$200, along with a finance charge of 27.8% p.a. that compounds daily.
Overview of UOB One Visa
In summary, the UOB One Visa offers a blend of cashback rewards and savings benefits. Whether you are spending on daily necessities, dining, or travel, this card provides valuable perks. Additionally, it offers up to 24% fuel savings and high cashback rates, making it a practical choice for everyday expenses.
Always consider the associated fees and ensure timely payments to maximize the card’s benefits. For more details on how to apply and manage your card, visit the official UOB website.
Make your right choice!
Take advantage of the UOB One Visa’s rewards today and elevate your everyday spending. Click here to apply and explore the card’s full range of benefits.