30/10/2024
16h24
UOB Private Home Loan

Who can apply for the UOB Private Home Loan?

The UOB Private Home Loan is available to Singaporean citizens, permanent residents and foreign nationals with valid residence permits. With up to 75% financing, it is a great option for those looking to purchase or refinance a residential property in the country.

In addition, UOB also offers loan packages tailored to each profile. Foreign nationals can count on dedicated consultancy to help them comply with local requirements and understand all the conditions, ensuring security and transparency in the process.

Requirements to purchase the UOB Private Home Loan

✔ Applicant(s) must be between the ages of 21 and 65
✔ Singapore Citizens, Permanent Residents and foreigners may apply

Documents required for Home Loan Application

✔ Completed duly signed UOB Property Loan Application Form
✔ Copy of NRIC/Passport of applicants
✔ Option to purchase
✔ Latest CPF statement of account (if CPF usage is involved)
✔ Latest CPF withdrawal statement for existing property (if applicable)
✔ Option of sale for existing property (if applicable)

Income documents

✔ Latest computerised payslip/IR8A
✔ Two years’ tax return (for self-employed applicants)
✔ Two years’ commission statement (for commission based applicants)

A tip for you!

Before choosing a home loan, consider the interest rates and packages offered by UOB. Variable and fixed interest rates allow for flexibility, adapting to your budget and risk profile. The UOB team can help you understand the best options for your situation.

Also consider the long-term financial impact of the loan. With a wide range of repayment packages and an advantageous refinancing process, UOB aims to offer ongoing benefits to facilitate your financial journey. This way, your dream of owning a home becomes an achievable and well-planned goal.

What are the rates of UOB Private Home Loan?

UOB home loan interest rates vary depending on the amount financed, with the option of a fixed or variable rate and the loan term. With competitive rates, UOB seeks to offer an economical and transparent solution to its customers.

How to apply for a UOB Private Home Loan?

To apply for your loan, simply access the UOB website, fill out the form with your information and send the requested documents. The UOB team will contact you to validate the data and present a loan proposal that meets your needs.

Click the button below and take the first step towards your own property with all the advantages and conditions of the UOB loan to make your dream come true.