Who can apply for OCBC Easi Credit?
✔ Singapore Citizens and Permanent Residents aged 21 and above
✔ Foreigners with a valid Employment Pass, aged 21 and above
✔ Minimum annual income of S$20,000 for Singapore Citizens and PRs
✔ Foreigners must have a minimum annual income of S$45,000
What documents are needed to apply for the loan?
✔ Copy of NRIC (for Singapore Citizens and PRs) or Passport (for foreigners)
✔ Proof of income for the last 3 months (payslip or bank statement)
✔ IRAS Notice of Assessment (for self-employed or commission earners)
✔ Proof of residence
What are the fees charged?
✔ Annual interest rate: starting from 4.5% per annum
✔ Processing fee: 1% of the approved loan amount
✔ Late payment fee: S$80 per month
✔ Over-limit fee: S$50 per transaction
A tip for you!
If you’re considering applying for OCBC Easi Credit, it’s important to carefully assess your repayment ability and long-term financial goals. OCBC is one of Singapore’s most reputable and reliable banks, known for its strong reputation and excellent financial services. This gives you security and confidence when applying for any banking product.
Additionally, choosing a reputable institution ensures a simple application process and competitive interest rates. Remember, maintaining good financial health is crucial, and OCBC Easi Credit can be a valuable tool to consolidate or expand your financial plans.
Apply for OCBC Easi Credit now!
Ready to apply for your OCBC Easi Credit? Visit the official bank website, fill in the application form, and submit your documents. You’ll receive a response about your loan approval in no time.
Click the button below and start the process now to secure the financing that will turn your plans into reality!