The UOB Lady’s Mastercard is designed to cater to your specific lifestyle needs with customized rewards and essential benefits. Here’s a guide to help you understand the application process and what you need to get started.
Eligibility requirements:
✅ Minimum age of 21 years
✅ Annual income of at least S$30,000 for Singapore citizens and PRs
✅ Annual income of at least S$40,000 for foreigners
✅ A good credit history
Required documents:
✅ Identification document or passport
✅ Income proof (last 3 months)
✅ Bank statements (last 6 months)
✅ Recent proof of residence
Approval is subject to meeting these requirements, and the bank may request additional documents if necessary.
How to apply for the UOB Lady’s Mastercard
Applying for the UOB Lady’s Mastercard is a straightforward process. You can do it online through the UOB website or by visiting a branch for assistance.
Ensure all necessary documents are ready, and double-check the information before submission. Approval depends on the bank’s evaluation, but if denied, you can reapply after a certain period.
Managing your monthly payments
You can pay your UOB Lady’s Mastercard bills through various methods such as auto-debit, online banking, ATMs, or directly at UOB branches.
Paying before the due date is crucial to avoid interest and additional charges, allowing you to make the most of your card’s benefits.
Fees and charges
The UOB Lady’s Mastercard comes with an annual fee of S$196.20, which is waived for the first year. Supplementary cards have a free first year, with subsequent fees of S$98.10.
The card has an interest rate of 26% per annum on outstanding balances, and additional fees apply for late payments or exceeding your credit limit. Staying aware of these costs helps manage your finances effectively.
A final look
The UOB Lady’s Mastercard offers a unique blend of tailored rewards and essential protections, making it an ideal choice for those who want a card that fits their lifestyle. By understanding the application process and managing the associated costs, you can fully leverage the benefits this card provides.
Ready to take the next step?
Don’t miss out on the exclusive perks that come with the UOB Lady’s Mastercard. Click below to apply now and start enjoying personalized rewards that match your lifestyle. Visit the official site to learn more and get started today.