Eligibility and application requirements
Before applying for the UOB Absolute Amex, ensure you meet the following eligibility criteria and have the necessary documents:
✅ Minimum of 21 years old
✅ Singaporean citizens and permanent residents need a minimum annual income of S$30,000, while foreigners require S$40,000
✅ Proof of income (such as payslips), identification documents, and, if applicable, proof of residence
Approval is contingent upon meeting these requirements, and additional documentation may be requested by the bank.
How to apply for UOB Absolute Amex
To apply for the UOB Absolute Amex, visit the UOB website and navigate to the credit card application section. Complete the application form by providing your personal and financial details.
Once submitted, the bank will review your application based on their criteria. If approved, you’ll receive your card shortly. In case of a rejection, you can reapply at a later date.
Managing monthly payments
Paying off your UOB Absolute Amex balance is straightforward. You can manage payments through online banking, the UOB TMRW app, or at any UOB branch.
It’s advisable to set up automatic payments to ensure timely payment and avoid late fees. Keeping track of your due dates will help maintain your credit score and avoid unnecessary interest charges.
Fees and charges
The UOB Absolute Amex has an annual fee of S$196.20, which is waived for the first year. Subsequent supplementary cards have a fee of S$98.10. It’s essential to be aware of the interest rates and any additional fees, such as late payment charges or cash advance fees, which can accumulate if balances are not paid in full each month.
Overall view
The UOB Absolute Amex card offers a seamless cashback experience with no minimum spend and no exclusions, making it an excellent choice for everyday purchases. The straightforward fee structure and comprehensive benefits package, including travel insurance and exclusive promotions, enhance its appeal. Whether you’re paying for daily expenses or planning big purchases, this card offers valuable rewards.
Ready to take advantage of the UOB Absolute Amex?
Click the button below to begin your application and start enjoying limitless cashback today.