The OCBC Rewards Mastercard card is designed to enhance your everyday spending with valuable rewards. Below, we guide you through the application process and share key information you need to know.
Eligibility and requirements:
To apply for the OCBC Rewards Mastercard card, ensure you meet the following criteria:
✔️ Minimum age of 21 years
✔️ Annual income of at least S$30,000 for Singaporeans and PRs
✔️ Annual income of at least S$45,000 for foreigners
✔️ A good credit history
When applying, be prepared with these documents:
📄 Identification document or passport
📄 Proof of income (last 3 months)
📄 Bank statements for the last 6 months
📄 Recent proof of residence
Approval is contingent on meeting the bank’s criteria, and additional documentation may be requested.
Start with the request!
Applying for the OCBC Rewards Mastercard card is straightforward. You can start the process online via the OCBC website or visit a branch for personalized assistance.
The application form requires basic personal and financial information, so be sure to double-check all details before submission. Remember, approval is based on the bank’s assessment, but don’t be discouraged if you need to reapply later.
Managing your payments
Paying your monthly OCBC Rewards Mastercard bills is simple and flexible. You can choose from several payment methods, including auto-debit, online banking, ATMs, or in-person at any OCBC branch.
It’s wise to make payments before the due date to avoid interest charges, ensuring you make the most of your card’s benefits.
Understanding the costs
The OCBC Rewards Mastercard card carries an annual fee of S$196.20, waived for the first two years. If you spend S$10,000 annually, the service fee will be automatically waived.
The card’s interest rate is 26% per annum on outstanding balances, and additional fees may apply for late payments or exceeding your credit limit. Being mindful of these costs helps you avoid unnecessary charges.
In a nutshell
The OCBC Rewards Mastercard card offers a wealth of benefits, turning your daily expenses into rewarding experiences. With straightforward eligibility and a smooth application process, it’s an excellent choice for those looking to maximize their spending potential. Stay aware of the costs, pay your bills on time, and enjoy everything this card has to offer.
Ready to OCBC Rewards Mastercard?
Don’t miss out—apply today and start enjoying the perks of the OCBC Rewards Mastercard.