Benefits that make a difference
✅ 5% cashback on dining, groceries, and fuel
✅ No annual fee for the first two years
✅ Instant discounts at fuel stations
✅ Easy management via the HSBC Singapore app
✅ Adjustable credit limit according to your profile
Why the HSBC Visa Platinum might be a good choice
The HSBC Visa Platinum stands out for its straightforward usability and direct benefits. Cashback on essential categories like dining and fuel makes it an attractive option for families looking to optimize their budget.
Additionally, the lack of an annual fee for the first two years and a flexible credit limit allow for more controlled and personalized use. If you tend to concentrate your spending on categories that offer cashback, this card can lead to significant savings over time.
However, it’s crucial to consider the future of this product. With the transition to the HSBC Live+ Credit Card, terms and benefits will change. Assess whether this change will continue to meet your spending habits before committing to this card.
Author’s opinion
Our team believes that the HSBC Visa Platinum provides a solid balance between benefits and usability. An additional point worth highlighting is the access to the ENTERTAINER with HSBC app, offering discounts on various experiences, from dining to hotel stays.
However, with the upcoming transition to the HSBC Live+ Credit Card, it’s essential to monitor how these benefits will evolve. For example, if you primarily use the card for fuel and dining, the cashback can result in significant quarterly savings. Yet, the shift in benefits could impact this advantage.
A Tip for your wallet
To maximize the benefits of the HSBC Visa Platinum, use the card strategically in categories that offer cashback. It’s also advisable to regularly monitor your spending through the HSBC Singapore app to ensure you’re making the most of the discounts and avoiding interest.
If you need to adjust the credit limit to better align with your financial goals, contact the bank to explore available options.
Find out even more!
Click the button below to learn more about the terms and how to apply for the HSBC Visa Platinum. Discover how this card can meet your financial needs and take advantage of the benefits!