The Kiwi Airpoints Platinum Visa offers an accessible way to earn travel rewards with each purchase. In this article, we’ll explore the steps to apply for this card and outline essential criteria and documentation.
Eligibility requirements for Kiwi Airpoints Platinum Visa
✔️ Minimum age: 18 years
✔️ Residency: New Zealand citizen or permanent resident
✔️ Minimum income: NZD 15,000 annually
✔️ Good credit history
Documents you’ll need to apply
📄 Proof of identity (passport or driver’s license)
📄 Proof of income (recent bank statements or payslips)
📄 Proof of address (utility bill or official correspondence)
Meeting these requirements is essential for approval, and Kiwibank may ask for additional documentation if necessary.
How to apply for Kiwi Airpoints Platinum Visa
To apply, visit the Kiwibank website, go to the credit card section, and select the Kiwi Airpoints Platinum Visa. Click “Apply Now” and complete the online form with your details, including personal information and required financial documentation.
If you are an existing Kiwibank customer, you can apply through the Internet Banking portal or mobile app, which can streamline the process. After submission, Kiwibank will review your application and inform you of the decision. If not approved initially, you may reapply after a specified waiting period.
Schedule your invoice payments!
You can conveniently manage monthly payments via Kiwibank’s Internet Banking, where you can set up automatic payments or make manual payments to cover your balance. It’s advisable to pay the full amount by the due date each month to avoid the 20.95% annual interest on purchases.
Cash advances and balance transfers do not qualify for the interest-free period, so plan your spending and payment strategy accordingly.
Fees and interest rates
The Kiwi Airpoints Platinum Visa has a purchase and cash advance interest rate of 20.95% per annum. Cardholders pay an account fee of NZD 90 every six months, while joint or additional cardholders incur a fee of NZD 15 every six months.
To benefit from up to 44 days of interest-free purchases, the balance must be fully paid by the due date each month. Any balance transfers from non-Kiwibank credit cards receive a promotional rate of 1.99% for the first six months. Keeping these fees and rates in mind can help you manage costs effectively.
Overall summary
The Kiwi Airpoints Platinum Visa combines valuable travel rewards, manageable fees, and added benefits that enhance its usability. Its structure for earning Airpoints Dollars™ and Status Points allows you to accumulate rewards efficiently with everyday spending.
However, mindful use of the card is crucial—paying the full balance monthly will help you avoid interest and maximize the benefits. With built-in travel insurance and the option for contactless payments, this card is tailored to modern financial habits and travel needs.
Start now!
If you’re ready to explore travel rewards and a streamlined financial experience, apply for the Kiwi Airpoints Platinum Visa today! Click below to begin your application and make your travel spending work for you.