Top perks of the Kiwi Airpoints Platinum Visa
✅ Earn 1 Airpoints Dollar per NZ$115 on eligible purchases
✅ Collect 1 Status Point per NZ$200 spent
✅ Travel insurance coverage for international trips booked with the card
✅ Koru Membership discount and waived joining fee
✅ Apple Pay and Google Pay-compatible for easy mobile payments
Why choose the Kiwi Airpoints Platinum Visa?
The Kiwi Airpoints Platinum Visa offers an efficient way to accumulate Airpoints Dollars™ and Status Points with everyday purchases, allowing you to enjoy travel rewards faster. With built-in travel insurance, this card provides peace of mind when you’re abroad, knowing you’re covered in case of unexpected events. For frequent travelers, the additional perks like the Koru Membership discount further enhance the value, helping you save on travel-related expenses.
This card stands out among New Zealand’s travel-focused credit options due to its blend of rewards and added features tailored for convenience. However, it’s important to keep in mind the 20.95% interest rate on purchases and cash advances. If you carry a balance from month to month, these costs can add up, making it ideal for users who can pay off the balance within the interest-free period.
In practice, a typical repayment plan for a moderate balance could look like this: if you borrow NZ$5,000 and repay it over 12 months at the standard rate, your monthly payment would be approximately NZ$480, including interest. Managing payments on time and paying the balance fully each month can help avoid extra costs and get the most out of this card.
Autor’s opnion
Financial professionals note that the Kiwi Airpoints Platinum Visa provides one of the most competitive rates for earning Airpoints Dollars™ and Status Points in New Zealand. Its travel insurance benefit can save you both time and money, especially if you’re a frequent traveler.
While the rewards structure is straightforward, users should factor in the six-monthly NZ$90 account fee and the annual interest rate. These aspects make it a valuable tool when used strategically, though it’s essential to manage the card responsibly to maximize its benefits.
Tips for making the most
To get the best out of your Kiwi Airpoints Platinum Visa, use it regularly for eligible purchases to steadily build up Airpoints Dollars™ and Status Points. Make full monthly payments within the interest-free period to avoid the 20.95% interest rate, and take advantage of Apple Pay or Google Pay for convenient, secure transactions. Finally, activate your travel insurance before each international trip to ensure you’re fully protected.
Ready to experience more ?
If you’re ready to enhance your travel and financial experience, apply for the Kiwi Airpoints Platinum Visa today! Click below to learn how to begin the application process and unlock a card that combines rewards with peace of mind and convenience in your daily and travel spending.